diff --git a/src/jquery.maskedinput.js b/src/jquery.maskedinput.js
index cd226c8..173449f 100644
--- a/src/jquery.maskedinput.js
+++ b/src/jquery.maskedinput.js
@@ -257,7 +257,7 @@ $.fn.extend({
 								input.caret(next);
 							}
 
-							if (settings.completed && next >= len) {
+							if (settings.completed && (next >= len || buffer.indexOf(settings.placeholder) == -1)) {
 								settings.completed.call(input);
 							}
 						}